Our mission is simple: to help small businesses achieve their goals by offering:
1. A comprehensive, turnkey program that dramatically reduces expenses and increases income — all in a legal and effortless manner.
2. A commitment to exceeding expectations, supporting businesses not just with processing solutions but also with proven pricing strategies, trusted investment resources, and tailored funding options.
Our goal is to save you money and put you and your business in the best possible position to succeed.
At Free Merchant Credit Card Fees, we’re more than just a service provider—we’re a team of like-minded individuals dedicated to helping businesses thrive. Our journey began when our founder, a former restaurant owner, faced the crushing burden of credit card processing fees. With monthly sales hitting $186,000, those fees could skyrocket to $6,000. One day, someone walked in and claimed they could eliminate those fees entirely. Skeptical at first, our founder soon discovered it was not only possible but seamless and transformative.
I was a business owner who was sick and tired of paying over $3,000 a month in credit card processing fees. That adds up fast — I paid over $300,000 in processing fees during the first 8.5 years of owning my restaurant.
Then I was introduced to the Cash Discount Program, and honestly, I was very skeptical. But a Payment processing consultant— a no-nonsense kind of guy — simply said:
“Look, give us a shot. It won’t cost you anything. Maybe a few minor costs, but no contracts, no surprise fees. Try it for 90 days. If you don’t like saving money, you can always turn in the equipment.”
I decided to try it. And guess what?
I’m one of those business owners who made the switch and started saving real money — at least $3,000 every single month. After deciding to switch, I was so damn excited. It’s not every day you get to completely eliminate an expense and use that money to invest or do whatever you want.
I couldn’t keep it to myself. I told everyone I knew (and even people I didn’t know) who owned a business about this program. I felt like it was my duty to help other businesses finally get a big win.
I was fortunate to take advantage of the Cash Discount Program for the last year and a half of owning my restaurant before my planned sale at the end of my 10-year lease. During that time, I was able to deposit over $60,000 into my retirement account — money that would’ve just gone to processing fees.
Of course, I wish I’d heard about this program sooner. Honestly, if I had, I might not have sold the restaurant at all! But I’m glad, because now I get to do what I truly love — helping other businesses save serious money.
Dan Walsh – Midtown Sushi Owner 2013-2023
